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Technology Solutions for Credit Risk 2.0
A new credit risk universe The centuries-old mechanisms of credit, and in particular the ways in which they are assessed and analyzed, are in the throes of a revolution. Built on the emergence of new credit instruments, devised by the world’s Financial Institutions (FIs), and propelled by…
Counting and Cutting the Cost of Compliance II
Financial Institutions (FIs) exist in a challenging environment. Following the last financial crisis, multiple waves of new national and supranational regulation have constricted FIs’ profits through, for example, the imposition of minimum capital requirements. Simultaneously, they have driven up…
Spotlight on GDPR
In March 2018 news outlets reported that an academic had harvested data on millions of Facebook users before passing it to Cambridge Analytica, a political consultancy contracted by representatives during the 2016 US Presidential election. As the European Union prepares to bring its General Data…
