Senior Research Specialist
Phil is a Senior Research Specialist at Chartis, focusing on the integration of financial crime risk management, cyber security and conduct risk management.
Phil has a certificate in Risk in Financial Services from the Chartered Institute for Securities & Investment.
Central banks’ actions during COVID-19 have been broadly positive, but underlying solvency and credit crises are major threats that will reveal themselves as the economy revives. To address the issues, financial firms can employ a host of modeling and…
Risk and finance technology has been directly affected by the COVID-19 crisis. This article looks at the underlying forces that dictate how risk and compliance projects are built and how technology evolves: namely, human beings.
The ability to distribute trustworthy credit is a societal cornerstone. But what happens when traditional credit scoring methodologies aren’t available? Will new 'advanced' credit models in emerging markets be self-fulfilling prophecies?
Advanced analytics and AI promise revolutions everywhere, but real-world constraints abound. This is notably true in the world of credit scoring, which needs to be understandable, is often slow to give out real-world results, and can be muddied by the…