Technology
Advanced Technologies Offer an Escape Route for Structured Products When Crises Hit
COVID-19 has highlighted how financial firms’ technology infrastructures and capabilities are often poorly designed for unexpected events – but lessons are being learned. The ongoing revolution in risk-management technology can help firms address their…
Firm foundation: aligning hardware and software is vital for effective AI
Financial firms neglect the hardware for AI tools at their peril. But even as chips and system architectures evolve, trade-offs remain. When it comes to hardware, firms need to know what to balance with what, to avoid being lumbered with fragmented IT…
Technology vs. people power: risk and compliance in the age of COVID-19
Risk and finance technology has been directly affected by the COVID-19 crisis. This article looks at the underlying forces that dictate how risk and compliance projects are built and how technology evolves: namely, human beings.
Insuring the weather: modeling the complexities of climate change
Extreme weather makes forecasting and quantifying insurance losses harder, and ‘cat’ models struggle to predict events more extreme than those in the past. As regulators demand more action, dynamic ‘earth system’ models offer a better way to anticipate…
Balanced mobile data initiatives are vital in the COVID-19 fight
Governments need real-time data to help prevent the spread of the coronavirus, but may baulk at longer-term privacy battles. Workable options are possible, but officials must act now to enact them.
Smart thinking: mitigating renewables-linked price risk with neural networks
Failing to incorporate renewable energy sources effectively into power networks can create serious issues around energy pricing and forecasting. Some neural networks can mitigate renewables’ intermittency, but require the right expertise and data.
Is more data, and less math, a good thing in modern models?
Now that Big Data is mainstream, model developers face an epistemic trade-off: enable models to make more accurate predictions by loosening traditional statistical methodologies. But what impact might this have on the future accountability of our…
Energy25 Winners in Review
This supplement to the main Energy25 ranking report highlights the achievements and innovations of many of the featured vendors, giving readers a glimpse into what makes them successful.
Biometrics: assessing the opportunities and risks as regulations loom
Biometric technology can enhance fraud and anti-money laundering processes, but can carry big risks. As it becomes more widespread, financial firms and tech vendors must develop the security and governance frameworks to realize its potential – before…
Breaking the doom loop: the danger of self-fulfilling prophecies in modern credit risk
The ability to distribute trustworthy credit is a societal cornerstone. But what happens when traditional credit scoring methodologies aren’t available? Will new 'advanced' credit models in emerging markets be self-fulfilling prophecies?
Meaning is everything: the problem of defining ethics for AI algorithms
Developing AI algorithms without strict definitions could create ethical problems for financial firms. To avoid mishandling their algorithms and potentially harming certain customer groups, firms must ensure their AI tools are no broader than the…
The State of AI in Risk Management
Spotlighting collaborative research between Chartis and our research partner Tata Consultancy Services (TCS), the report analyses the adoption of AI tools by risk departments across financial services.
Energy25 2019
Welcome to the very first Energy25, a new study from Chartis Research that provides a comprehensive view of the world’s major technology players in modern energy markets. The energy space has always been an important area of research for Chartis, one…
Fixed-Income Technology Solutions, 2019: Market and Vendor Landscape
The landscape for fixed-income solutions is a complex one, shaped by a variety of economic, geographic and cultural factors. This complexity is creating wide differences across different segments of the market - notably bonds, securities and loans - in…
All in a name: why ‘private blockchains’ weaken the blockchain case
Many projects labeled ‘private blockchains’ are merely database hygiene or ‘permissioned DLT’ solutions given a more marketing-friendly moniker. But increasing misuse of the term ‘private blockchain’ could create confusion in the market and undermine a…
If you’re not at the table, you’re on the menu: the case for bug bounties
As fear around cyberattacks grows, so-called ‘bug bounties’ offer firms an opportunity to buy information on security vulnerabilities in their systems before they become public or fall into the hands of bad actors. In future, these transactions will be…
